Mudra Yojana in Hindi

Mudra Yojana

Mudra Yojana se kya abhipre h?

The government inorder to expand the business of small enterprises started the Mudra Yojana. The scheme aims the welfare of the people of the country. As the name it self named so to fund the unfunded people. Scheme was launched by the PM of India Narendra modi. It will help the struggling small business man to get the access bank, Loans and the insurances.

Pradhanmantri mudra yojana

Types of Mudra Yojana

People or the business man can get the advantage in the following three condition. They have set up the three types of loans which are available under the scheme.

Shishu Loan

People who want to get the less funds for their business set up.  Rs 50,000 under this stage can be achieved under the shishu Loan.

Kishor Loan

Candidate who want to get the financial assistance or loan of Rs 50,000 to Rs 5 Lakh. These type of loan are allocated to the people who have set up the business and wants to expand the business or improvement. It will help such type of people.

Tarun Loan

Contender or enterprises can make loan access or financial help of loan from Rs 5 Lakh and up to Rs 10 lakh.

Mudra Yojana Eligibility

Mudra loan mein patrta

The eligibility for the Mudra Loan is as follows.

  1. Candidate should be the resident of India.
  2. Small or Micro Businesses are eligible to get the benefit of the Loan under the scheme.
  3. The following are eligible for the scheme:

The  NCSBS Non corporate small business segments can be in urban and rural areas.

  • A manufacturing Unit
  • Small industrial unit
  • A service sector unit
  • A food service/food processing unit
  • Fruit or vegetable vendor
  • A shopkeeper
  • An artisan
  • A truck operator

Note- woman entrepreneur can also avail loan under various type of the Shishu, Kishor, and Tarun as under the MUDRA Scheme.

Mudra Yojana Documents

The contender has to give the following documents. Check the name of the documents in the list as below:

Mudra loan ke liye apko nimen likht dastawage dene hoge.

  1. Identity Proof of the candidate i.e Aadhaar card, Voter card, PAN card, Driving Licence or Passport.
  2. Proof of Residence i.e Domicile certificate, Bills of the either electricity or water, Ration card.
  3. Caste Certificate of the applicant.
  4. Details of the company.
  5. Address and identity proof of the company.
  6. Application form
  7. certificates of registration or licence issued to the company

Note-

  1. If you have any of the loan in the name of the company then you have to give the 2 years projection of your balance sheet.
  2. In case you want to get the machinery for company then you have to give the details of the supplier.

Interest Rate applicable for Mudra Loan

Mudra loan yojana ke tehat apko kitna vyaz dena hoga?

The interest rate varies from 10% to 18%. Check the interest rate which is applicable for the Mudra Loan is detailed as follows:

  • Shishu loan upto  Rs 50,000 interest rate of 10% to 12 %.
  • Kishor loan upto Rs 5 Lakh interest rate applicable is between 14% to 17 %.
  • Tarun loan upto  Rs 10 lakh you have to pay the interest starting from 16% but it varies from one bank to another.

Note- You can visit the nearby bank to apply for the loan under Mudra yojana

Official site- To get more details visit the mudramitra.in

Ma Amrutam Yojana

Ma Amrutam Yojana

Mukhyamantri Amrutam Yojana is started by the government of Gujarat. Under the scheme, the details of the cashless medical benefit will be given to the people of the state. The scheme Ma Amrutam is tertiary health coverage for the people of the state. The scheme was launched on September 4, 2012.

[media-credit id=13 align=”alignnone” width=”300″]ma-amrutam[/media-credit]

Maa Amrutam Card Benefits

Benefits of the scheme are as follows:

  • No paperwork is required to get the benefit of the scheme.
  • International Society for quality in healthcare will approve the hospitals for the functionally of the scheme.
  • The scheme will benefit of Rs. 3 lakh per family.
  • The state government will also give Rs.300 as the transport fee for getting treatment for Junk Hospital.

Maa Amrutam Yojana Norms

The scheme is basically for the BPL families and after that, the scheme would be open for the families whose annual income from all the sources is less than Rs 3.00 lakh.

Eligibility for Maa Amrutam

You have to fulfill the points of eligibility as follows. Check if you are eligible for the Maa Amrutam Scheme Gujarat.

  • The candidate who belongs to Below the poverty line can apply.
  • Contenders whose name is in the BPL List.
  • State and center government will prepare the list.
  • The annual income of the family is less than Rs.2.50 Lac.
  • Rural and Asha are eligible.

Maa Amrutam Yojana Features

The cashless Ma Amrutam Yojana is fully funded by the Gujarat government. Following are the diseases which are to cured under the scheme.

  1. Renal (Kidney) Issues and Obligations.
  2. Nervous patients.
  3. Victims of Fire
  4. Poli-Trauma Patient
  5. Cancer (Malignancy) victims.
  6. Newborn (neonatal) diseases

Families can claim for the fund in case of the following diseases.

  1. Neurological Diseases
  2. Burns
  3. Polly-stroke
  4. Cancer
  5. Heart disease

Ma Card Document Required

Check the list of the documents. You have to bring the documents to get the benefit of the scheme.

  1. Aadhar Card
  2. Residence certificate
  3. Identity certificate
  4. BPL certificate
  5. Income certificate

Ma Amrutam Yojana Online Application

If you are interested to apply. The best part of the scheme is that the concerned or designated officer will decide the eligibility of the candidate and name would appear in the list.

You can apply for the scheme by making use of the official site of the Ma Amrutam. The link for the official site has been given as follows:

Click Here

Reference Image:

[media-credit id=13 align=”alignnone” width=”300″]ma amrutum yojana[/media-credit]

  • Click on the link.
  • As the candidate who is eligible for the scheme.
  • Get the list as a name will appear in the list.
  • Then only you would be able to get benefit under the scheme.
  •  Taluka and Civic Center for the enrollment under the scheme.
  • Then the MA/MAV Card will be allocated to the eligible candidates.
  • In order to get the benefit of the scheme, the candidate has to bring the MA/, MAV card along with to the hospital.
  • As the information of the hospitals empaneled under the scheme is available at the official site.
  • Candidates can also make use of it to know about the hospital to get the treatment.

Toll-Free Number

1800–233–1022

Deen Dayal Swasthya Sewa Yojana

Deen Dayal Swasthya Sewa Yojana

Goa Government has started the Deen Dayal Swasthya Sewa Yojana for the welfare of the people of the state. It is a health insurance scheme. The people who are the permanent resident of the state Goa. The scheme is aimed to give the benefit to each resident of the state and not depending on the financial status of the families.

Goa Deen Dayal Swasthya Seva Yojana

Benefits of Deen Dayal Swasthya Sewa

Deen Dayal Swasthya Sewa Yojana of the Goa state will benefit the members of the family. You would be delighted to know that the insurance of Rs. 2.5 Lakh for the three members of the family. In case of four members or more will get the benefit of 4 Lakh.

Coverage under scheme

Deen Dayal Swasthya Sewa Yojana will be applicable at all the private and Government hospitals.  447 types of investigations and other services will be covered under the scheme. 147  diseases are given treatment under the Deen Dayal Swasthya Sewa Yojana.  The government will pay an amount of  Rs. 3,206 per family to the insurance agencies annual installment for the scheme implementation to provide the benefit.

Required Documents

You should be having the documents which are as follows for the gaining of the benefit under the Deen Dayal Swasthya Sewa Yojana. Check the name of the required documents as follows:

  1. Resident proof – Ration card, Voter card
  2. Identity Proof
  3. Caste Certificate such as BC/OBC/SC/ST
  4. Disability Certificate if any

Eligibility for Deen Dayal

There is no such hard and fast rules which are set for the eligibility for the Deen Dayal Swasthya Sewa Yojana. As there is only one major rule that the candidate should be the permanent resident of the Goa State. The candidate should be living there for more than 5 years. And no other rules for the Deen Dayal Swasthya Sewa Scheme.

Note – Families in which any of the member is either state or center government employ are not covered for the scheme.

How to Apply?

You can apply by visiting the official site of the Deen Dayal Swasthya Sewa Yojana.

Click Here

You would be able to get the list for the people who are eligible under the scheme at the official site.

The enrollment center has been set by the Goa Government.  They are 17 in number.You can visit the center to get enrolled for the scheme to attain the benefit of the scheme.

Service Charges for Scheme

You can apply for the scheme if you pay the service charges as the registration fee. Check the following points to know about the scheme charges.

  • Families with 3 or less member Rs. 200/-
  • Families with 4 or more member Rs. 300/-
  • Renewal of the scheme Rss. 100/-

50% discount is available for the reserved classes applicant.

Deen Dayal Swasthya Sewa Yojana Card

As under the scheme after the enrollment at the center the candidate will be issued the Deen Dayal Swasthya Sewa Yojana card.  You can make use of the card to get treatment by visiting any of the private or government hospital in Goa.

Helpline Number

If you are Interested to get more about the scheme then you can make use of the helpline number as follows for the  DDSSY.

E-mail: ddssygoa@uiic.co.in
Helpline Number: 0832-2438844

Official Site: https://www.ddssygoa.com/

Pradhan Mantri Fasal Bima Yojana Online Registration

Pradhan Mantri Fasal Bima Yojana is the abbreviated as PMFBY. It is the scheme which aims to give the insurance to the crops to help the farmers to cope up with the condition. It will help in the uplifting of the farmers of India who are under the burden of the Loans. Scheme PMFBY was launched by the Prime Minister Narendra Modi in January, 2016.

Pradhan Mantri Fasal Bima Yojana

Eligibility for the PMFBY

If you are to apply for the Pradhan Mantri Fasal Bima Yojana. Then you should be aware of the eligibility criteria for the PMFBY.

  1. There are no such rules set for the classification of the farmers who can register for the PMFBY insurance scheme.
  2. Best part of the scheme of crop insurance is that the farmers who don’t own the land can also apply for the Insurance scheme.
  3. If you don’t own a land then you have to give the details of the land on which the crop is being planted by the candidate to get the benefit of the scheme.

Documents Required for PMFBY

The documents for the PMFBY are as follows. If you want to apply the Pradhan Mantri Fasal Bima Yojana then check the documents which has to be given.

  • Land Details along the record
  • Identity proof of the applicant
  • Bank Details of the applicant
  • Details of Crop sown in the field
  • Aadhaar Card of the Farmer
  • Application form of the Pradhan Mantri Fasal Bima Yojana.

Pradhan Mantri Fasal Bima Yojana Online Registration

You can register for the Pradhan Mantri Fasal Bima Yojana  as by following the steps which has been given as follows:

Visit the official site by accessing the site whose link is given

Click Here

  • You will get the application form to register at the page.
  • After creating the user account.
  • You will be given the user name and the password.
  • Then you would be able to login to the official site.
  • Fill the application form by giving the details.
  • Then submit the application form by uploading the documents in the scanned form.
  • You will be assigned the application number which you can make use for the future to check the status or claim Insurance

Pradhan Mantri Fasal Bima Yojana Offline

You can also apply for the Pradhan Mantri Fasal Bima Yojana Offline. You can get the application form from the official site. Download the application form. Fill the details in the application form and attach the documents. Submit it and you have to wait for the approval of the application. Thereafter You will get the acknowledgement slip.

Competent Authority

  • State Level Co-ordination Committee (SLCCCI)
  • District Level Monitoring
    Committee (DLMC)
Scheme under the Crop Insurance
  • National Agricultural Insurance Scheme (NAIS)
  • Modified National Agricultural Insurance Scheme (MNAIS)
  • Weather Based Crop Insurance
    Scheme(WBCIS)
  • Coconut Palm Insurance Scheme(CPIS)

Contact Detail

If you want to get further details regarding the crop insurance scheme. Then you can opt of any of the option to get the complete information. As regarding the claim of the insurance in case of failure of crop can also be asked details as from below.

Call on 011-23382012, 011-23381092

Pradhan Mantri Kaushal Vikas Yojana

In the advanced era of the technology beside the use of the techniques one should also have the skills to carry with the work. If you are searching for the job then skills are the key factors to check the work of the candidate. Better the skills to do the practical work better you can gain more income. Government is trying to solve the problem due to unemployed. By the launching of the various schemes.

Kya aap Kaushal Vikas yojana se awgat h?

In the article you will be get information about the Pradhan Mantri Kaushal Vikas Yojana.

Pradhan Mantri Kaushal Vikas Yojana

Launch of PMKVY

The government will provide training to the candidate to the candidates so that they can make use of their skills.  The scheme is named as the Skill India. Prime Minister of India Mr. Narendra Modi Launched the scheme on on 15 July 2015. As the skill is to give the training to more than 40 crore people and make them skilled to start their own work and generate employment.

Objective of Kaushal Vikas Yojana

The objective to start the scheme as follows:

  1. To make each individual trained according to the skills he or she have.
  2. To create the courses or vocational training to sharpen the skills of the youth.
  3. To ensure the equality as if a person is skilled he or she will able to run his or her Livelihood.
  4. Reward candidates by the cash price to encourage the other candidate to become part of the scheme.

Features of the Pradhan Mantri Kaushal Vikas Yojana

Check the features of the schemes as follows:

  1. Training for the skills to the candidate will be given according to the national occupation standard.
  2. Skill Gap studies for the purpose of the targeting only the eligible candidate get the benefit of the yojana.
  3. Flagship programs such as National Solar Mission, Digital India, Make in India Swachh Bharat Abhiyaan are arranged for the candidates.

Who can apply?

Candidates who are unemployed, school or college drop outs, or detected under the sector skill council. Scheme will target the people who belong to the lower section such as SC/ST/BC.

Reward of Rs. 8000/- will be given as the monetary reward to the candidates who will successfully complete the training.

Implementation of PMKVY

PMKVY is a scheme which will be monitored by the  Ministry of Skill Development & Entrepreneurship (MSDE). As above information about the objective of the scheme. The yojana is to certify the people for the skills they have by providing them the training. After that the candidates will be assessed and granted with the certificates under the Recognition of Prior Learning (RPL). Candidate after the successful completion of the course will be given the Skill Loan to start or set the business as per the skill certification. National Skill development will be responsible for the training of the candidates. To ensure the implementation more successful kaushal melas will also be organized under the Panchayats as the state government and the district will play the crucial role.

Total 2300 training centers will be set up under the scheme.

Want to apply then access the official site http://www.pmkvyofficial.org/

Pradhan Mantri fasal Bima Yojana

The Government of India Launched various schemes or the uplighting of the farmers of India. So as the scheme named as the Pradhan Mantri Fasal Bima Yojana and it is shorten as the PMFBY was launched in the year 2016 by the Prime Minister Mr. Narender Modi. The Scheme has rolled back all the  schemes which were functioning such as National Agriculture Insurance Scheme (NAIS), Modified National Agricultural Insurance Scheme (MNAIS) and the Weather-based Crop Insurance scheme.

pradhanmantri-fasal-bima-yojana

Objective of the Scheme

The objective behind to launch the PMFBY scheme whereas the other schemes were in function. PMFBY is to enhance the flow of credit to the farming Sector.

  1. To maintain the balance of the income from the Farming.
  2. Encourage farmer during the crop failure due to the natural calamities, pests & diseases by providing them financial help in the form of Insurance.
  3. To embolden the people for the adoption of new technology.

Coverage of Scheme

Crops are covered under the risk of natural calamities such as hailstones, drought, Flood, Cyclone, Lightning and the under non preventable causes of crop failure. Insurance scheme PMFBY covers the crop insurance from the sowing, standing, harvesting, Post Harvest and the Other Localized Risks.

Crops Covered 

  • Cereal Crops, Millets and Pulses or other Food Grains
  • Oilseeds Crops
  • Commercial crops or  Horticultural crops harvested annually

Excluded

  • malevolent damage
  • avoidable risks
  • Loss caused due to war and nuclear risks

Implementation PMFBY

The Farmer has to pay the premium of 2% on Kharif Crop, 1.5% on Rabi Crop and 5% on Commercial Crops. Farmer has to pay the low premium through the bank account as the remaining premium is to be paid by the government.

Candidates belonging to the reserved categories such as SC/ST/OBC, scheme prove to be beneficial.

  • No tax is implemented for the premium amount for PMFBY Insurance

pmfby.gov.in

Link above can be accessed to grab the benefit of the PMFBY.

Documents such as application form, land details, bank account details, Crop details, Identity proof and Aadhaar card, Ration Card

You can approach the Bank for the scheme application or official site above.The claim for the scheme can be obtained from the bank or cooperatives.

Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana (PMJDY), is the scheme which was inaugrated by the Current Prime Minister of India Narendra Modi on the eve of Independence, 15 August 2014. The scheme is for the people of age group 18 to 65 years. It is a Financial Inclusion scheme. PMJDY is to make the financial services accessible and affordable by the people as it consist of the bank accounts, remittances, credit, insurance and pensions.

pmjdy-jan-dhan-yojana-

Slogan of scheme

Mera Khatha, Bhagya Vidhatha

Which means My account brings me good Fortune.

Benefits of Scheme

Benefits of the scheme PMJDY has been listed as follows:

  1. The Bank account opened under the PMJDY need no balance in the account.
  2. The Account can be opened under the KYC norms.
  3. Account Holder will be given a Rupay debit Card.
  4. Biometric pervading of the Bank account is provided to the customers.
  5. Business correspondents are engaged in the work for the opening of the account in the areas where the banks are not present.
  6. DBT means the Scheme function according to the Direct Benefit Transfer of the insurance of the people claiming it on the accidential or death.
  7. ₹.2.00 lac. provide life cover, and death of the candidate amount of ₹. 30,000/-  of the candidate registered with the scheme.
  8. Contender can transfer money from the Bank account to other.
  9. The account opened at the zero balance.
  10. Seeker can get the Cheque Book issued by paying the Minimum price applicable for the same to the bank.

Implementation of PMJDY

Nearby bank can be approached to open the bank account for the scheme or you can also acess the link given below to know more about the scheme Pradhan Mantri Jan Dhan Yojana.

pmjdy.gov.in/

Therefore the seeker can get the insurance scheme registered by opening a Bank account. The application form can also be obtained from the official site whose Link given above.